5 Head-Turning Swimsuit Cover-Ups Under $100 You’ll Want All Summer Long

Over 40 fashion blogger sharing 5 chic swimsuit cover-ups all under $100.

Summer is just around the corner, and I’ve got beach days on my mind! Whether you’re headed to a tropical getaway or just planning to lounge by the pool, having a few chic swimsuit cover-ups is a total game-changer. I love how the right one can instantly elevate your swim look—while still keeping you comfortable and confident. And if slipping into a swimsuit isn’t your favorite thing? A stylish cover-up can make all the difference. In this post, I’m sharing 5 head-turning cover-ups that look luxe but are all under $100. Trust me, number five is such a stunner!

SHOP LOOK 1:

1

UNDER $50 YELLOW COVER-UP:

If you’re looking for chic swimsuit cover-ups that won’t break the bank, this sunny option is a must! Yellow is everywhere in 2025, and this dandelion hue is totally on-trend. Plus, can we talk about that flowy maxi silhouette? It’s flattering, effortless, and gives just the right amount of coverage. Even better—it’s under $40! I wear a size small in this beautiful cover-up that makes a statement without trying too hard.

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Over 40 fashion stylist from Dallas wearing a ivory cropped top & matching crochet skirt as one of 5 chic swimsuit cover-ups.

BIKINI SET (XS) //  COVER UP SKIRT & TOP (XS)  // PLATFORMS // HAT// TOTE // SUNNIES

SHOP LOOK 2:

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IVORY TANK AND MAXI SKIRT SET (UNDER $100):

Ready for the chicest under $100 Swimsuit cover up set EVER!? Look no further because this set by Superdown is it! I love the skirt length, flattering cropped top and the sexy slit up the side. I wear an XS in this beautiful set that also comes in black and burnt orange.

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Dallas fashion influencer for women over 40 wearing a pink wrap around coverup skirt with a matching bikini.

RED BIKINI  (XS) //  COVER UP (XS)  // PLATFORMS // HAT// TOTE // SUNNIES

SHOP LOOK 3:

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MAXI COVER UP SKIRT:

Next on my list of 5 chic swimsuit cover-ups that feel effortless and don’t cost a fortune is this sangria-colored sarong. It totally delivers and has an amazing price point. The color is rich and right on trend for 2025, and that side slit adds just the right amount of sass. It ties at the waist for a comfy fit and flows so beautifully when you walk. Toss it over your favorite bikini and you’re instantly pulled together—no effort required.

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Over 40 fashion blogger wearing a white crochet cutout swimsuit cover up over a brown bikini.

BROWN BIKINI & SKIRT SET (XS) //  COVER UP (XS)  // PLATFORMS // HAT// TOTE // SUNNIES

SHOP LOOK 4:

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IVORY MINI DRESS COVER-UP:

I absolutely adore the cutouts on this trending swim coverup! They help keep you cool and will offset the longer arm style. The ivory shade is extremely versatile and the textured pattern provides tons of visual interest, plus it has a price point under $50 so it’s affordable too! I wear a size XS and would stick with your usual size for the best fit.

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Dallas fashion influencer for women over 40 wearing a black crochet cover up as one of 5 chic swimsuit cover-ups.

BLUE BIKINI SET (XS) //  BLACK MAXI DRESS COVER UP (XS)  // PLATFORMS // HAT// TOTE // SUNNIES

SHOP LOOK 5:

5

BLACK CROCHET TANK DRESS COVER UP:

This maxi dress cover up it called ” The Sundown Goddess” and does that name ever do it justice! The maxi length, low back and subtly sexy side slits all come together to create the perfect throw-on and go coverup for your next beach vacation. It has a price point under $30 and also comes in a beautiful ivory shade.

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Thank you so much for stopping by today, I truly appreciate you!

My mission is to empower women to look and feel confident. I hope through the different looks I create that I am able to inspire YOU to express yourself in a way that makes YOU feel good – on the inside and on the out. If you wear what you love and what you feel your best in your confidence will shine through and that is the best accessory a woman can wear! Every woman deserves to look and feel like the best versions of themselves, no matter what their age!

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